Real-World-Asset Tokenization: Where Real Estate Fits and What to Watch
How big tokenized real estate really is today, what Deloitte, Citi and Dubai forecast, and the regulatory and market signals worth following.
Family office · Halifax & Sacramento
Financing alternatives
UBU Financial is a family office dedicated to financing alternatives for residential and commercial real estate, assisting with acquisition, development, re-development, management & rental of real property. We are a loan originator, lending and investing in various public and private sectors.
What we do
Our Services
We Deploy Our Strategies Exceptionally Fast
We specialize in funding unique projects that do not otherwise qualify for traditional financing, creating value in deals that have been overlooked. We will buy, fund or joint venture deals that support UBU Financial’s goals of safeguarding and managing the financial investments of the family office.
Our Support Is Where We Thrive
Our expertise ranges from hospitality, cannabis, technology and energy to all areas of real estate. We are committed to risk mitigation through asset and industry diversification in all investments. We believe that we are investing in great people just as much as we are investing in great opportunities.
We Are Committed to Project Revitalization
We invest in real estate projects that are vacant, stalled or distressed. We can assume leadership immediately and are comfortable with transitions as short as three months. We can be creative to help the seller achieve all their objectives, while retaining current employees and relations and bringing quality, affordable solutions.
Philanthropic Support of Community Transformation
Funding community enhancement of residential real estate with sound, sustainable, long-term re-development and management practices. We support the efforts and initiatives of Community Comfort Ltd. in the community, creating sustainable, affordable housing options for the resource-constrained.
Since 1976
About Us
UBU Financial was originally established as Wis-Starr Investments, founded in 1976. Over the years, UBU Financial has been designed for customers looking for the best loans and mortgage rates to meet their unique needs.
We are a family office with experienced management, and a loan originator with the ability to originate residential and multifamily loans. We are able to properly analyze income property cash flow, operating expenses, and property and borrower characteristics. We have experience working with property managers, appraisers, engineers, quantity surveyors and lenders to get your mortgage funded at the best rates available. Focused on serving the needs of our commercial multifamily clients, we have also developed solutions for their self-employed single-family residential homes: we have programs that use retained earnings from their business operations instead of relying on personal income for qualification purposes.
UBU Financial has developed the right mix of experience, skills and relationships to successfully fund mortgages, allowing us to offer you a diverse and competitive array of mortgage loans that meet or exceed your demands.
As an active loan originator, we leverage our resources to access and deliver the industry’s most progressive, effective and dependable multifamily and commercial lending products and services.
Whether you’re looking for construction financing, refinancing of an existing property or a self-employed mortgage for your home, UBU Financial finds the optimal funding solution.
Talk to our team
Insights
From our blog
How to Tokenize a Property: A Guide for Developers and Owners
The issuer’s side of property tokenization: the legal wrapper, U.S. and Canadian securities exemptions, token design, trading venues and ongoing duties.
The A–Z of Commercial Real Estate Financing
A plain-English glossary of the terms you meet in a commercial loan term sheet, from amortization and DSCR to recourse, defeasance and yield maintenance.
Contact
Let’s talk financing
We are excited to hear from you. Send us a message and let us know how we can serve your unique financing needs.
Canada
1959 Upper Water Street, Suite 1301, Tower 1, Halifax, Nova Scotia, B3J 3N2